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How can I Learn More about IRMAA as a financial professional

If you would like to learn more you can go to for certification and designation to be an IRMAA Certified Planner

What is IRMAA?

The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount you may pay in addition to your Part B or Part D premium if your income is above a certain level.

Does everyone have to pay IRMAA

Everyone with few exceptions that take Social Security has to pay for Medicare. For those who incomes is about certain thresholds they will incur IRMAA surcharges.

How do I calculate my IRMAA exposure over the duration of a retirement?

Using the software provided by